Featured Articles

Serial Killer of Business Investments (and Jobs)
December 13, 2011 | Alan Daley | The American Consumer Institute Center for Citizen Research
Do you “spend” savings on projects that will create future prosperity for you and your family? If you do, you are actually “investing.” Most consumers and businesses invest; we upgrade houses or equipment and we buy financial assets. We invest in mundane projects such as replacing a leaky roof, or in speculative projects such as... More...

The Fracking Solution to a Big Energy Problem
December 8, 2011 | Zach Christenson | The American Consumer Institute Center for Citizen Research
Among the cleanest and most promising technologies in energy production doesn’t come from the sun or the wind or the waters. Hydraulic fracturing, a newly perfected way to extract natural gas from the ground, gives American energy a breath of new hope, as our reliance on foreign energy sources has been on the rise. Now... More...

Innovation for Jobs and Energy Independence
November 10, 2011 | Alan Daley | The American Consumer Institute Center for Citizen Research
In 2010, US families spent an average $3,454 on gasoline & oil, fuel oil, and natural gas, and $1,705 more for electric utilities, which rely on coal, oil and natural gas for the bulk of their power generation. Excepting hybrids or battery-only automobile models, our transportation system does not use coal, natural gas, nuclear, wind... More...

Welcome

Texans are facing challenges caused by limited industry competition and questionable public policy, leading to fewer choices for consumers. ACI’s focus in Texas is to support concepts which spur competition, encourage innovation, create jobs and benefit consumers overall, while maintaining reasonable and necessary consumer safeguards.

We serve as an academic voice for consumers. Our goal is to build awareness, facilitate discussion, and offer research-based solutions that have the best interest of consumers in mind.

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Related Information




ACI Study Finds Texas Homeowner Regulation a Dismal Failure – Leading to Higher Not Lower Consumer Prices
Price regulation of property and casualty insurance in Texas is leading to a dysfunctional property insurance market that is increasing consumer prices and reducing solvency, according to a new ConsumerGram released by the American Consumer Institute (ACI). The study shows that Texas is following the very same mistakes observed in the Florida insurance market, where prices are the highest in the nation... Download Full Article... (PDF 29K)

The facts about insurance regulation in Texas
When an industry is subject to government price regulation, it becomes a political issue in every election. This year is no different... More...

Time To Do The Right Thing For Consumers
It is time for some straight talk about homeowners insurance in Texas. Most consumers are not aware that their premiums are higher than they should be because...More...

ACI Presents On The Myths Of Price Regulation; Texas Public Policy Foundation Event
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Heartland Institute Quotes ACI
Texas Insurance Commissioner Mike Geeslin’s recent rejections of rate filing requests from both of his state’s government-mandated property insurance markets have drawn praise from fellow members of Gov. Rick Perry’s (R) administration and derision from consumer advocates. More...

ACI Study Finds Texas Consumers Are The Big Winners From Competition
Citing high and rising cable TV prices, a recent American Consumer Institute (the Institute) study reported that consumers would save $107 billion of dollars over the next five years, if cable TV markets were competitive. Download PDF...